The villa, being fairly recently refurbished, is in great condition and is comfortable and well furnished. There is plenty of outdoor space to eat and relax and just enough shade for really hot days. It is noticeable that the villa has been fitted out by owners that regularly stay themselves, so everything you need is at the villa.
The restaurant next door is cheap with simple, delicious food and other restaurants are within 10 minutes walk. There are 2 supermarkets within 5 minutes walk.
Swimming just outside the front door and a small beach 90 seconds walk away. The scenery is spectacular, with a beautiful view across Tivat bay.
Porto Montenegro (15 mins walk) is well worth a visit (particularly at night) and Tivat is a further 5 minutes walk further on. This is the first holiday in a long time where I’ve not hired a car and have not missed it.
The owner, James is really helpful with great comms and his team in Montenegro is excellent - this all contributes to a smooth and relaxing holiday.
I’d struggle to think of any downsides. The bells on the church next door are really loud, which is only a problem if you have grumpy teenagers, but otherwise, Villa Ruza is fantastic and I wouldn’t hesitate to recommend it.